Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality

This research investigates the influence of technology readiness on the acceptance of mobile payment services in Brazil, a growing technology within payment methods. The study analyses the relationship between constructs widely used in the literature on technology acceptance - such as perceived usef...

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Main Authors: Tharcisio Alexandrino Caldeira, Jorge Brantes Ferreira, Angilberto Freitas, Roberto Pessoa de Queiroz Falcão
Format: Article
Language:English
Published: FUCAPE Business School 2021-01-01
Series:BBR: Brazilian Business Review
Subjects:
Online Access:http://www.redalyc.org/articulo.oa?id=123069068004
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author Tharcisio Alexandrino Caldeira
Jorge Brantes Ferreira
Angilberto Freitas
Roberto Pessoa de Queiroz Falcão
author_facet Tharcisio Alexandrino Caldeira
Jorge Brantes Ferreira
Angilberto Freitas
Roberto Pessoa de Queiroz Falcão
author_sort Tharcisio Alexandrino Caldeira
collection DOAJ
description This research investigates the influence of technology readiness on the acceptance of mobile payment services in Brazil, a growing technology within payment methods. The study analyses the relationship between constructs widely used in the literature on technology acceptance - such as perceived usefulness and perceived ease of use - and constructs related to financial services, such as trust and perceived quality. It also evaluates how technology readiness (Parasuraman, 2000) influences these constructs. The authors conducted a survey with 402 participants to test the proposed model, analyzing the data via structural equation modeling (SEM). The results showed that trust, usefulness, and perceived quality of mobile payment services directly influence mobile payment acceptance.
format Article
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institution Kabale University
issn 1807-734X
language English
publishDate 2021-01-01
publisher FUCAPE Business School
record_format Article
series BBR: Brazilian Business Review
spelling doaj-art-015512569e9c4e1b97b186723ed18be52025-02-06T23:39:33ZengFUCAPE Business SchoolBBR: Brazilian Business Review1807-734X2021-01-0118441543210.15728/bbr.2021.18.4.4Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived QualityTharcisio Alexandrino CaldeiraJorge Brantes FerreiraAngilberto FreitasRoberto Pessoa de Queiroz FalcãoThis research investigates the influence of technology readiness on the acceptance of mobile payment services in Brazil, a growing technology within payment methods. The study analyses the relationship between constructs widely used in the literature on technology acceptance - such as perceived usefulness and perceived ease of use - and constructs related to financial services, such as trust and perceived quality. It also evaluates how technology readiness (Parasuraman, 2000) influences these constructs. The authors conducted a survey with 402 participants to test the proposed model, analyzing the data via structural equation modeling (SEM). The results showed that trust, usefulness, and perceived quality of mobile payment services directly influence mobile payment acceptance.http://www.redalyc.org/articulo.oa?id=123069068004technology readinessacceptance of innovationsmobile paymenttrustperceived quality
spellingShingle Tharcisio Alexandrino Caldeira
Jorge Brantes Ferreira
Angilberto Freitas
Roberto Pessoa de Queiroz Falcão
Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
BBR: Brazilian Business Review
technology readiness
acceptance of innovations
mobile payment
trust
perceived quality
title Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
title_full Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
title_fullStr Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
title_full_unstemmed Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
title_short Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality
title_sort adoption of mobile payments in brazil technology readiness trust and perceived quality
topic technology readiness
acceptance of innovations
mobile payment
trust
perceived quality
url http://www.redalyc.org/articulo.oa?id=123069068004
work_keys_str_mv AT tharcisioalexandrinocaldeira adoptionofmobilepaymentsinbraziltechnologyreadinesstrustandperceivedquality
AT jorgebrantesferreira adoptionofmobilepaymentsinbraziltechnologyreadinesstrustandperceivedquality
AT angilbertofreitas adoptionofmobilepaymentsinbraziltechnologyreadinesstrustandperceivedquality
AT robertopessoadequeirozfalcao adoptionofmobilepaymentsinbraziltechnologyreadinesstrustandperceivedquality