A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar

Abstract Introduction Cash transfer interventions, including those using mobile money, are becoming increasingly widespread, particularly in Sub-Saharan Africa. As such interventions can have significant positive and negative unintended consequences, further analyses are needed to identify these con...

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Main Authors: Mara Anna Franke, Anne Neumann, Kim Nordmann, Daniela Suleymanova, Onja Gabrielle Ravololohanitra, Samuel Knauss, Julius Valentin Emmrich
Format: Article
Language:English
Published: BMC 2025-02-01
Series:BMC Health Services Research
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Online Access:https://doi.org/10.1186/s12913-025-12354-z
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author Mara Anna Franke
Anne Neumann
Kim Nordmann
Daniela Suleymanova
Onja Gabrielle Ravololohanitra
Samuel Knauss
Julius Valentin Emmrich
author_facet Mara Anna Franke
Anne Neumann
Kim Nordmann
Daniela Suleymanova
Onja Gabrielle Ravololohanitra
Samuel Knauss
Julius Valentin Emmrich
author_sort Mara Anna Franke
collection DOAJ
description Abstract Introduction Cash transfer interventions, including those using mobile money, are becoming increasingly widespread, particularly in Sub-Saharan Africa. As such interventions can have significant positive and negative unintended consequences, further analyses are needed to identify these consequences. Methods We investigated the unintended consequences of a digital conditional cash transfer intervention implemented at fifteen health facilities in Southern Madagascar. The intervention offered partial cost coverage for patients seeking care for potentially life-threatening conditions, accidents and injuries, maternal or pediatric care between February 2021 and June 2022. We conducted a qualitative analysis of in-depth interviews with policymakers, healthcare providers, (non-) beneficiaries of the intervention, and staff that implemented the intervention using reflexive thematic analysis. Results We identified three key positive and three key negative unintended consequences of the intervention. The key positive unintended consequences were: i) improved quality of care, ii) improved interpersonal relationships, including between patients and providers and between healthcare providers, and iii) digital skills development of healthcare providers and increased trust in mobile money. The three key negative consequences we identified were i) facility overcrowding, ii) an increase in costs of care, and iii) cases of hospital imprisonment. Conclusions Designers and implementers of future (digital) cash transfer interventions should carefully consider and proactively seek to leverage the positive and mitigate the negative unintended consequences of cash transfer interventions for healthcare such as those highlighted in our work.
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spelling doaj-art-746409c9beda4bbb92b702b62e76b9cd2025-02-09T12:26:58ZengBMCBMC Health Services Research1472-69632025-02-0125111610.1186/s12913-025-12354-zA qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern MadagascarMara Anna Franke0Anne Neumann1Kim Nordmann2Daniela Suleymanova3Onja Gabrielle Ravololohanitra4Samuel Knauss5Julius Valentin Emmrich6Global Digital Health Lab at Charité Center for Global Health, Charité – Universitätsmedizin BerlinGlobal Digital Health Lab at Charité Center for Global Health, Charité – Universitätsmedizin BerlinRheinisch-Westfälische Technische Hochschule AachenParis Institute of Political StudiesDoctors for MadagascarGlobal Digital Health Lab at Charité Center for Global Health, Charité – Universitätsmedizin BerlinGlobal Digital Health Lab at Charité Center for Global Health, Charité – Universitätsmedizin BerlinAbstract Introduction Cash transfer interventions, including those using mobile money, are becoming increasingly widespread, particularly in Sub-Saharan Africa. As such interventions can have significant positive and negative unintended consequences, further analyses are needed to identify these consequences. Methods We investigated the unintended consequences of a digital conditional cash transfer intervention implemented at fifteen health facilities in Southern Madagascar. The intervention offered partial cost coverage for patients seeking care for potentially life-threatening conditions, accidents and injuries, maternal or pediatric care between February 2021 and June 2022. We conducted a qualitative analysis of in-depth interviews with policymakers, healthcare providers, (non-) beneficiaries of the intervention, and staff that implemented the intervention using reflexive thematic analysis. Results We identified three key positive and three key negative unintended consequences of the intervention. The key positive unintended consequences were: i) improved quality of care, ii) improved interpersonal relationships, including between patients and providers and between healthcare providers, and iii) digital skills development of healthcare providers and increased trust in mobile money. The three key negative consequences we identified were i) facility overcrowding, ii) an increase in costs of care, and iii) cases of hospital imprisonment. Conclusions Designers and implementers of future (digital) cash transfer interventions should carefully consider and proactively seek to leverage the positive and mitigate the negative unintended consequences of cash transfer interventions for healthcare such as those highlighted in our work.https://doi.org/10.1186/s12913-025-12354-zSub-Saharan AfricaConditional cash transfersHealthcare utilisationGlobal health
spellingShingle Mara Anna Franke
Anne Neumann
Kim Nordmann
Daniela Suleymanova
Onja Gabrielle Ravololohanitra
Samuel Knauss
Julius Valentin Emmrich
A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
BMC Health Services Research
Sub-Saharan Africa
Conditional cash transfers
Healthcare utilisation
Global health
title A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
title_full A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
title_fullStr A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
title_full_unstemmed A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
title_short A qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in Southern Madagascar
title_sort qualitative analysis of unintended effects of a digital conditional cash transfer intervention to encourage healthcare utilization in southern madagascar
topic Sub-Saharan Africa
Conditional cash transfers
Healthcare utilisation
Global health
url https://doi.org/10.1186/s12913-025-12354-z
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