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The Contribution of Micro Finance Institutions on the Growth of Small and Medium Business : A Case Study of North Kigezi Diocese Sacco In Rukungiri Municipality.
Published 2023“…The researcher recommended North Kigezi SACCO to reduce on the requirements for loan disbursement, employing highly trained staff, to put in place the necessary infrastructure such as: to start using computers to ensure that its clients find it easy to access services as it was revealed that clients find difficulty in accessing loans from the SACCO, government intervention, advertisement of the SACCO products, training of the employees, and financial literacy is meant for both the borrowers and potential borrowers for managing their finances from SACCOS, are also recommended by the study.…”
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62
Analisis Kinerja Algoritma CART dan Naive Bayes Berbasis Particle Swarm Optimization (PSO) untuk Klasifikasi Kelayakan Kredit Koperasi
Published 2021-02-01“…From the calculation reference to the criteria of occupation, income, age, gender, loan amount, loan term, will get the best method for this study. …”
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63
Financial Management Practices and Financial Performance of Micro Finance Institutions. A Case Study of Lyamujungu SACCO Kabale District.
Published 2023“…The determinants of financial performance included return on assets, profitability and loan portfolio. The study relied on cross-sectional survey design as its research design, data was collected using questionnaire. …”
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64
MICROFINANCE AND INCOME LEVEL IN NIGERIA
Published 2024-01-01“…This paper examines the relationship between microfinance banks activities and income level in Nigeria, using per capita income (PCI) as the dependent variable, and microfinance banks activities such as loan and advances (LADV), deposit mobilization (TDEP) and other non-banking financial activities (NBFIN) as independent variables. …”
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65
LIQUIDITY AND PERFORMANCE: EVIDENCE FROM THE DEPOSIT MONEY BANKS IN NIGERIA
Published 2023-11-01“…The empirical results showed that among the proxies for liquidity (liquidity ratio, cash reserve ratio, loan to deposit ratio), only cash reserve ratio was significant and consistent on both dimensions of performance. …”
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66
Credit or Financing Analysis in Banking Institutions in the Perspective of Qiyas
Published 2024-11-01“…Banks, including Islamic banks, prioritize caution when lending money by using credit analysis methods like the 5C and 7P frameworks. Before approving a loan or financing request, banks assess applicants to minimize the chance of defaults. …”
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67
Designing a Model for Credit Risk Assessment of Customers for Guarantees Issued by the Export Guarantee Fund of Iran via Artificial Neural Network Model
Published 2023-12-01“…ObjectiveOne of the most important risks faced by financial institutions is credit risk, which is formed by the possibility of the receiver's default in repaying the loan or repaying the loan on time. One of the pivotal financial institutions in Iran's economy is the Export Guarantee Fund of Iran. …”
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68
Impact of microcredit on the performance of micro and small enterprises (MSEs) in Yemen
Published 2025-12-01“…The study suggests policy recommendations to enhance microcredit effectiveness, including reducing interest rates, simplifying loan processes, enhancing beneficiary satisfaction, and integrating technology into MFI services.…”
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69
Domestication of Arabo-Islamic Words in the Ilọrin Dialect of Yorùbá
Published 2022-01-01“…Some of these concepts are either adopted as a loan word or being literally translated. However, Yoruba dialect spoken in Ilorin adopts a strategy of domesticating some of the Arab-Islamic words despite the fact that some of these concepts do not exist in Yoruba Language. …”
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70
The impact of internal controls on SACCO performance in Rukiga, Uganda
Published 2023“…Contribution: Task segregation, independent auditing, and risk management should be considered to achieve loan portfolio expansion, profitability development, and market share increase, which were crucial elements of Rukiga SACCO performance.…”
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71
Contribution of Cash Management practices on Performance of Ankole Farmers Savings and Credit Cooperative Organization Rubindi Branch-Mbarara District.
Published 2024“…The employees can facilitate further training in customer care management, loan appraisal, monitoring and assessment, and also financial management to assist the Savings and Credit Cooperative Organizations in realizing their goals and objectives.…”
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72
Motivation and Performance of Primary Teachers in Gasabo District, Kigali-Rwanda.
Published 2020“…The study found that there are strategies for motivation like increasing the teachers’ salary, availing a cheap market for teachers that matches their purchasing power as it is for soldiers, reduce from 14% to 5% or lessening the interest rate for teachers’ loans, not taxing the teachers’ salaries, making teachers coverable by the BDF that those without a guarantee may get loans from Umwalimu SACCO and giving them a long-term housing loan were likely motivators. …”
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73
FINANCIAL INCLUSION AS A PARADOX FOR ECONOMIC GROWTH IN NIGERIA
Published 2024-01-01“…Specifically, data consisting of economy and bank parametric which include GDP, financial deepening represented by (FD1 and FD2), Total loan and advances of the deposit money banks (LA), Total Deposit of the deposit money banks (TD) and Liquidity ratio (LQR) of deposit money banks spanning about twenty five-year period; 2008 to 2022 were extracted. …”
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74
The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda.
Published 2025“…A paired t-test revealed significant increases in savings (from 50,000 Rwf to 500,000 Rwf) and loan access (from 10% to 80%) after joining the IMPABARUTA Cooperative. …”
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75
EFFECT OF DEBT FINANCING ON FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
Published 2024-12-01“…It thus recommended that DMBs should focus on optimizing prudent debt financing practices to effectively manage their loan to deposit ratios. Also, banks should strategically use debt to enhance asset utilization and profitability. …”
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76
Effect of Internal Control System on Financial Performance of Savings and Credit Co-Operatives in Kabale Municipality A Case Study of Lyamujungu SACCO Kabale Branch.
Published 2024“…Key determinants of financial performance identified included loan portfolio quality, capital adequacy, operational efficiency, leadership quality, member satisfaction, and staff productivity. …”
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77
Financial Inclusion and Access to Higher Education An Empirical Study of Selected Districts in Eastern Uganda
Published 2020“…The study recommends that the government of Uganda through the concerned ministry should review the implementation of their policies on Students loan scheme and district quota systems. The government should always publish the lists of students admitted to higher education institutions in popular media and newspapers to create awareness to those being admitted to particular institutions.…”
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78
Mudharabah, musyarakah, financing risk, and performance of Islamic banks: Empirical evidence from Indonesia
Published 2025-01-01“…Mudharabah will reduce financing risk if the proportion of mudharabah to total loans is in the range of 5.5-12.6%. A proportion of mudharabah below 5.5% or above 12.6% worsens non-performing financing (NFP), loan loss provision (LLP), and Z-score. …”
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79
Credit Risk Management and Profitability of Commercial Banks in Uganda: A Case of Centenary Bank Kabale Branch.
Published 2024“…Profitability on the other hand was viewed in terms of Return on Equity, Return on Assets, and Non-Performing Loans. The study adopted descriptive and correlation research designs. …”
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80
Learning transactions representations for information management in banks: Mastering local, global, and external knowledge
Published 2025-06-01“…., predicting successful loan repayment. Unfortunately, maintaining separate models for each task is costly. …”
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