The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda.
This article examined the role of savings and Lending Groups (SLGs) in promoting small business creation among rural women entrepreneurs, using IMPABARUTA Cooperative in Kamonyi district. It is aimed at assessing how SLGs facilitate the establishment and growth of small enterprises, and how they imp...
Saved in:
| Main Authors: | , , |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
Kabale University
2025
|
| Subjects: | |
| Online Access: | http://hdl.handle.net/20.500.12493/2698 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1823844184167022592 |
|---|---|
| author | Mukamwezi, Albertine Ocan, Johnson Adyanga, Francis Akena |
| author_facet | Mukamwezi, Albertine Ocan, Johnson Adyanga, Francis Akena |
| author_sort | Mukamwezi, Albertine |
| collection | KAB-DR |
| description | This article examined the role of savings and Lending Groups (SLGs) in promoting small business creation among rural women entrepreneurs, using
IMPABARUTA Cooperative in Kamonyi district. It is aimed at assessing how SLGs facilitate the establishment and growth of small enterprises, and
how they impact women’s access to financial resources. A descriptive research design was employed to explore the role of SLGs. A purposive sampling method was used to select 200 respondents from 408 Cooperative women members. Structured questionnaires, semi-structured interviews, and document reviews were used for data collection. The main findings revealed the transformative role of savings and lending groups in promoting financial inclusion among rural women in Kamonyi District, Rwanda. A paired t-test revealed significant increases in savings (from 50,000 Rwf to 500,000 Rwf) and loan access (from 10% to 80%) after joining the IMPABARUTA Cooperative. The statistical results underscore the groups’
effectiveness in enhancing financial habits and credit availability. These changes economically empower women, allowing them to invest in enterprises and promote broader community development, particularly in underdeveloped rural areas. Further, challenges such as trust issues, |
| format | Thesis |
| id | oai:idr.kab.ac.ug:20.500.12493-2698 |
| institution | KAB-DR |
| language | English |
| publishDate | 2025 |
| publisher | Kabale University |
| record_format | dspace |
| spelling | oai:idr.kab.ac.ug:20.500.12493-26982025-01-08T00:00:36Z The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. Mukamwezi, Albertine Ocan, Johnson Adyanga, Francis Akena Financial Inclusion Savings and Lending Groups Cooperatives Women Entrepreneurs Small and Medium Enterprises This article examined the role of savings and Lending Groups (SLGs) in promoting small business creation among rural women entrepreneurs, using IMPABARUTA Cooperative in Kamonyi district. It is aimed at assessing how SLGs facilitate the establishment and growth of small enterprises, and how they impact women’s access to financial resources. A descriptive research design was employed to explore the role of SLGs. A purposive sampling method was used to select 200 respondents from 408 Cooperative women members. Structured questionnaires, semi-structured interviews, and document reviews were used for data collection. The main findings revealed the transformative role of savings and lending groups in promoting financial inclusion among rural women in Kamonyi District, Rwanda. A paired t-test revealed significant increases in savings (from 50,000 Rwf to 500,000 Rwf) and loan access (from 10% to 80%) after joining the IMPABARUTA Cooperative. The statistical results underscore the groups’ effectiveness in enhancing financial habits and credit availability. These changes economically empower women, allowing them to invest in enterprises and promote broader community development, particularly in underdeveloped rural areas. Further, challenges such as trust issues, 2025-01-07T09:36:29Z 2025-01-07T09:36:29Z 2025 Thesis Mukamwezi, A., Ocan, J., & Adyanga, F. A. (2025). The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. Kabale: Kabale University. http://hdl.handle.net/20.500.12493/2698 en Attribution-NonCommercial-NoDerivs 3.0 United States http://creativecommons.org/licenses/by-nc-nd/3.0/us/ application/pdf Kabale University |
| spellingShingle | Financial Inclusion Savings and Lending Groups Cooperatives Women Entrepreneurs Small and Medium Enterprises Mukamwezi, Albertine Ocan, Johnson Adyanga, Francis Akena The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title | The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title_full | The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title_fullStr | The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title_full_unstemmed | The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title_short | The Role of Savings and Lending Groups in the Financial Inclusion of Rural Women Entrepreneurs: A Case Study of IMPABARUTA Cooperative in Kamonyi District, Rwanda. |
| title_sort | role of savings and lending groups in the financial inclusion of rural women entrepreneurs a case study of impabaruta cooperative in kamonyi district rwanda |
| topic | Financial Inclusion Savings and Lending Groups Cooperatives Women Entrepreneurs Small and Medium Enterprises |
| url | http://hdl.handle.net/20.500.12493/2698 |
| work_keys_str_mv | AT mukamwezialbertine theroleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda AT ocanjohnson theroleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda AT adyangafrancisakena theroleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda AT mukamwezialbertine roleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda AT ocanjohnson roleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda AT adyangafrancisakena roleofsavingsandlendinggroupsinthefinancialinclusionofruralwomenentrepreneursacasestudyofimpabarutacooperativeinkamonyidistrictrwanda |